[Ayiu]

Yea, paypal is a big issue. You have additional fees while bank transfers are free within Germany. Also there's still the language barrier. Just because you have to learn English at school doesn't mean you can make use of it properly. Many "older" people haven't been in contact with the English language for years and they might be afraid of it. Also people who can't go to high school barely know even the easiest words. It seems not necessary for their future jobs. (higher education -> better language skills) Another big point is our legal system. It is very complex and can cause a lot of trouble especially if you sell items outside the EU. You just can't sell an item on ebay.de you have to include disclaimers in your auction that exclude liability for used items if you are a private seller, and so on.