Yeah, not that they care but it's not even a case of not
having money, I think it's more a case of, "Sweet, just preordered £xxx worth of AC/Watch Dogs 2 stuff! Wait, what's that noise? Oh, shit! The washing machine has just exploded with many of my work clothes in it! Ah, it's not too bad, at least I can cover it with some money from kind of unplanned fund! Oh, wait, all that AC/Watch Dogs 2 stuff! Welp, shit."
It just would feel too risky not to account for the future.
I'm irritated enough at the Square Enix Store just now for that and it's only £20. I didn't spot anything in their FAQ about holding the entire amount of money and instead that they just charge a few days before despatch but nope, there we go, £20 pending stuck on my card. (It was the
Tomb Raider stamp set if you're curious. Was odd enough that I wanted it, plus it'll go with my Witcher stamp.)