Quote:
Originally Posted by vhal_x
I know some of you have admitted to using Credit Cards, and I think that it mainly where the problem lies, as it spirals out of control (and it does for most of us), you realise, "oh but I can just get that on credit, oh and that one too, oh, might aswell get that one aswell" and then you just put yourself into debt doing something you love, and the debt will turn it into something you hate.
Just my opinion on it, but if there's ever a point when I need to get a Credit Card to fund my CE habit, then I think I'll force myself to quit completely, because as much as I love CEs, I do not want to get myself in debt over them.
If I need a credit card to get myself a "holy grail" CE on the other hand (like if I hadn't yet been paid and I figured it was my only chance to get it), fair enough, I'd probably get one then, pay it off within the month, and then cancel/close the credit card, to ensure I don't use it for anything else.
Phew, I wrote a book... But yeah, that's how I feel. A bit rambly and shit, but yeah, that's my take on my "addiction".
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Only collection item I have used my credit card on is buying my replica amp, but seeing as how I got it for less than half the selling price as the one that recently sold....I think it was worth it.
Also, in an ideal world I wouldn't have a credit card. I don't have much savings, and unfortunately thousands of dollars in car repairs (which ultimately ended with me buying a new one
) and medical bills these past few years have dumped a lot on me. I could probably be using more collection money to pay it off but.... i like things. lol.
so yea. i'd prefer not to have a card, and i never ever use it except for emergencies (...and cole's amp counts ok) or in instances when i can save some money using it, and then i just pay it off at the end of the month. (like my amazon card sometimes :I)
otherwise i'd try to recommend avoiding them if at all possible but its not always possible for everyone.