[themidlandmaster]

That's bullshit!

4. Eligibility

4.1. You may be eligible for the PayPal Buyer Protection Policy if the following eligibility requirements are met:

you use PayPal as your payment method when you make the payment; and
your payment is less than $20,000.00; and
your payment is not a personal transaction payment and is made through:
an eBay “Pay Now” button or an eBay invoice; or
the “Send Money” button of your Account by selecting “eBay Item” and entering your eBay User ID and the eBay item number for purchases on eBay; or
the “Send Money” tab on our Website, by clicking the “Purchase” tab, or by selecting the “Checkout with PayPal” button or otherwise selecting PayPal as part of a Seller’s PayPal checkout flow; and
your payment is made from your Account and not directly from a Credit Card processed through our Website Payments Pro or Virtual Terminal service; and
pay the full amount of the item in one payment. Items purchased with multiple payments – like a deposit followed by a final payment – are not eligible; and
Item Not Received or item received but Significantly Not As Described; and
your Account is in good standing; and
your purchase is for a tangible, physical good that can be shipped or delivered. For the avoidance of doubt, the PayPal Buyer Protection Policy does not apply to:
intangibles (for example digitally delivered goods), although, subject to this clause, we may cover intangibles which have been transferred to a physical media (such as paper or CD-ROM), for example: electronic tickets that have been physically printed and shipped;
services;
licences and other access to digital content;
travel tickets (including airline flight tickets);
sale of business; and
your purchase is not for:

vehicles (including cars, motorcycles, caravans, boats and planes);
real estate;
custom made items;
industrial machinery used in manufacturing; or
items prohibited under our Acceptable Use Policy or by eBay's "Prohibited and Restricted Items and Services" policy (which will prevail in the event of any inconsistency with this policy);
items which you collect in person, or arrange to be collected on your behalf;
quasi-cash items such as gift cards and other pre-paid cards; and
you file a “dispute” online in the “PayPal Online Dispute Resolution Centre” within 45 calendar days of the transaction and in the event that the dispute remains unresolved, you escalate the dispute to a “claim” under the PayPal Buyer Protection Policy within 20 calendar days of the date you filed the dispute; and
the seller has not provided valid Proof of Shipment. If the seller has provided valid Proof of Shipment in relation to an Item Not Received claim, you may not be eligible and we recommend that you obtain postage insurance to avoid misdirected postage.

4.2. For eBay listings, you should look for either a PayPal Buyer Protection message or an eBay Buyer Protection message. If you see this message and you meet all other eligibility requirements, your item is eligible for PayPal Buyer Protection. You can view this message in the listing after you complete your purchase by logging into your eBay account, going to “my eBay,” then “won”, and looking at the listing. If the listing does not include the buyer protection message, then it is not eligible for PayPal Buyer Protection.

5. Limitation

5.1. The PayPal Buyer Protection Policy will not protect you:

for more than one claim under the PayPal Buyer Protection Policy for a single PayPal payment. For multiple items paid for under one PayPal payment you will be able to address all of your Buyer Protection related issues in a single claim;
if you initiate a dispute through the “PayPal Online Dispute Resolution Centre” and also file a chargeback directly with your Credit Card issuer or a claim with eBay or with any other company with respect to the same transaction. If you receive payments from both us and another company with respect to the same transaction, we will seek to recover any payment we have made under this policy;
if you do not comply with the Process set out in clause 6 below; or
if you do not comply with your Buyer Responsibilities as set out in clause 7 below.