A Sad Collectors story and food for though.

[gurpswoo1]

Insurance claims on collectables are made for value and the cost of replacement, not what the original price you purchased it for. Even if it's less or more.

Although this for the collectable insurance, normal insurance will either be very low or most likely nothing at all, as collectables are are covered.

[Mandingo]

Cost of replacement, yeah, that's how insurance functions in general.

[SquirrelRaper]

Guess, Ill bring back this one like gurps said haha.

Anyways, my insurance company(State Farm) covers my games. I have them insured around a 100k and then some more insurance for other belongings. I finally pulled my Excel file of my PS3 games off my old hdd today, so now it's time to do some catching up on it. >_> When I move into my new house soon, I'll have all my retro games put into a list as well. Plus tons of pictures lol. Gotta make sure I have enough insurance lol.

[gurpswoo1]

Do you know how the claim process works.

what is covered.

[vhal_x]

I have insurance up to £50,000 but not much idea how my collection would be covered... Think I may shop around for insurance once I move house (if it happens) xx

[gurpswoo1]

That is contents insurance but collectable items are not covered, it's in their small print. shifty companies.

[vhal_x]

I kinda guessed it wouldn't cover my collection properly, especially as I just went for the cheapest contents cover as I could when I first moved in

It's going up from next month though, so all the more reason to shop around and see which cover best protects my collection xx

[SquirrelRaper]

It's covered weather it's someone who robbed me or my house burns down and etc lol. My games is the only reason I got it in the first place lol.